There are certainly some benefits of being under debt review, but at the same time a debt review can also restrict your purchase ability when it comes to credit agreements.
Buying a cell phone is usually a necessity, especially in these modern times that we live in where cell phones are the main communication method and used for a lot of other resourceful purposes.
Cell phones also increased immensely in price over the past few years, and it can be difficult to get a phone with various capabilities and of a certain quality if you are not able to afford it.
There is always the option to buy a cell phone cash, but this option is not as popular when it comes to a certain quality of cell phones. This means that if you are looking to buy a higher quality cell phone with a lot of features and capabilities it might be the better option to buy the phone through a contract agreement.
The contract agreement option is an extremely popular method because of the benefits it entails including monthly repayments of your choice, meaning if you want lower monthly fees, you can extend the contract timeframe over three years instead of the usual two-year contract agreements.
Cell phones under contract also include the benefit of having the phone for usage monthly whilst having some sort of data or voice call feature to be able to use the phone as you wish to.
Being under debt review will restrict you from buying a cell phone under contract because it falls under a credit agreement which is prohibited completely when you are under debt review. This means that if you can’t afford to buy a cell phone cash, you will not be able to buy a cell phone at all.
The good news is that you can get the debt review removed to make it easier for you to make credit arrangements with suppliers. The debt review removal process can be difficult and tedious if the right specialists aren’t used to assist you.
At NDCSA we specialise in debt review removal, and we would gladly assist you to get the debt review removed from your name with our specialised methods and procedures.
We pride ourselves in our high-quality service provision and our expert team will make the debt review process as smooth as possible to ensure you can proceed with your day-to-day life as you did before the debt review was against your name.
Contact our dedicated experts at NDCSA and visit our website to find out how we can help you!